What is the difference between actual cash value and replacement cost?
Actual cash value refers to the current value of the item or structure that depreciates over time. The replacement cost covers what is required to replace the lost item or structure. Your insurance policy determines what it covers.
What is a home inventory?
A home inventory consists of all your home valuables in a list. It always involves photos, receipts, or models of the items. This will enable the insurance company to reimburse you properly after an unforeseen negative incident.
What is my deductible?
It is the amount in dollar or percentage that you will be required to take responsibility for when a claim is made.
Can I report a claim anytime?
Yes, you can report a claim by contacting our team 24/7.
Do my jewelry and other home collections need extra insurance?
Home insurance policies can have a coverage limit based on your needs or preference. If the policy that you purchased does not cover these items, you can request for a separate policy with greater coverage.
How can I get a vehicle insurance quote?
You can get one by requesting online or contacting us through our contact details
Can I drive without vehicle insurance?
It is not advisable to drive without vehicle insurance because your driver’s license and vehicle registration can be suspended. It is a very good idea to ensure your vehicle.
How can life insurance protect my family?
When they suffer the loss of a breadwinner life insurance will protect your family. Their standard of living will be maintained and they will not suffer a lack of finance to live a decent life.
Can I adjust my life insurance plan?
Yes, you can change your life insurance plan by either adding more to your plan or doing otherwise based on your priorities.
Is motorcycle insurance more expensive than car insurance?
Generally, motorcycle insurance is more expensive because the risks of accidents involved are higher.